InComm Healthcare and Affinity Continues to Grow Major Service for Unbanked Health Plan Members

October 7, 2015

Valuable service for individuals most at need of help enrolling in exchanges

ATLANTA, GA - InComm, a leading provider of integrated point-of-sale (POS) technology solutions to retailers announced announced five new clients have joined InComm Healthcare and Affinity (www.incommhealthcareandaffinity.com) roster of major health insurers offering retail payment and enrollment solutions to the unbanked. According to a 2103 study by the FDIC 20 percent of U.S. households were unbanked or underbanked. Unbanked and underbanked individuals face significant challenges enrolling in plans and paying premiums. CVS and InComm have partnered to create, Bill Pay, a unique retail option for unbanked individuals looking to enroll and make premium payment at no cost to the plan member. Participating health plans now include Humana, Silverscripts, Blue Cross Blue Shield of Florida and Health Republic.

"The rapid adoption of Bill Pay shows very clearly that health plans understand the importance of serving the needs of the unbanked and underbanked. This is the very population that health reform was designed to serve as the unbanked and underbanked are at a higher risk for not having prior coverage," said David Vielehr, Senior Vice President/GM, InComm Healthcare and Affinity. According to a 2103 study by the FDIC 20% of U.S. household were unbanked or underbanked.

Bill Pay is powered by InComm Healthcare and Affinity's Cashtie and Enhanced Payment Platform, which combines open- and closed-loop transaction networks with a Universal Product Code (UPC) level rules-based engine. The rules-based payment platform provides a single point of integration for third-party restricted-spend programs. For retailers, the platform can support multiple sponsors, payment types and payers for each program, significantly expanding the scope of the member benefit, including opportunities for private, white label products. For brands, it creates a new level of integration into the retail experience. For more information, click here.

About InComm Healthcare & Affinity

InComm Healthcare & Affinity is a wholly-owned subsidiary of InComm Holdings, Inc., created in 2012 through InComm's acquisition of Medagate. The acquisition included Medagate's point-of-sale and defined-spend payments capabilities, the Enhanced Payment Platform and the OTC Network. Combining InComm's distribution and redemption network with Medagate's point-of-sale benefit and reward platform created a powerful new offering: InComm Healthcare & Affinity (IHA).

About InComm

Leveraging deep integrations into retailers' point-of-sale systems, InComm provides connectivity to a variety of service providers that allow consumers to conduct everyday business at more than 500,000 points of retail distribution worldwide. Whether those consumers are activating prepaid products, paying bills, enjoying real-time discounts through a membership card, purchasing digital goods in-store or adding funds to an online account, InComm is there to provide unique gift-gifting opportunities, cater to on-the-go shoppers, deliver added value through loyalty programs and serve cash-based consumers. With 206 global patents, InComm is headquartered in Atlanta with a presence in over 30 countries in North and South America, Europe and the Asia-Pacific region.

Learn more at www.incomm.com or connect with us on www.twitter.com/incomm, www.facebook.com/incomm, www.linkedin.com/company/incomm or www.incomm.com/blog.

Media Contacts:

Russell LaMontagne